Attention homeowners in Fayetteville and Cumberland County: Need an appraisal?

See the top seven reasons why North Carolina homeowners hire Mike Nye:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Cumberland county or North Carolina by determining the true market value of the real estate in question


	Need help deciding the value of your house in or near Fayetteville, North Carolina? Contact Mike Nye.

At Mike Nye, we understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Mike Nye are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenge a property tax assessment

If you live in a region that is going down or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Mike Nye is your number one weapon when challenging your property tax assessment.

Need to remove PMI?

An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At Mike Nye, we're veterans in helping consumers just like you get rid of undesirable PMI insurance.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Mike Nye can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Mike Nye offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Mike Nye can help you with that. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.